The complete rules table behind the matcher — FEMA, USDA, and SBA programs with the impacts each one covers, its document checklist, and its deadline window. Sorted by shortest window first.
All impacts 🌾 Crops 🐄 Livestock 🏠 Home 🏪 Business
Federal Crop Insurance — Notice of Loss
USDA / FSA RMA 🌾 Crops
▼ ⏱ Report damage to your crop insurance agent within 72 hours of discovery (and no later than 15 days).
If you carry a Multi-Peril Crop Insurance (MPCI) policy, your indemnity starts with a prompt notice of loss to your agent.
Noninsured Crop Disaster Assistance Program
USDA / FSA NAP 🌾 Crops
▼ ⏱ File a Notice of Loss within 15 calendar days of the disaster or when the loss becomes apparent.
Covers crops that are NOT eligible for federal crop insurance — produce, specialty, and many forage crops — when you have NAP coverage on file.
Livestock Indemnity Program
USDA / FSA LIP 🐄 Livestock
▼ ⏱ File a Notice of Loss within 30 calendar days of when the livestock death is apparent.
Compensates for livestock deaths above normal mortality caused by an eligible adverse weather event or attack.
Emergency Assistance for Livestock, Honeybees & Farm-raised Fish
USDA / FSA ELAP 🐄 Livestock
▼ ⏱ Notify FSA within 30 days of when the loss is apparent; apply by the annual program deadline.
Covers losses NOT covered by LIP or LFP — grazing/feed losses, livestock hauling water, honeybee colony loss, and farm-raised fish.
Disaster Unemployment Assistance
FEMA DUA Needs declaration 🏪 Business 🏠 Home
▼ ⏱ File within 30 days of the state's public announcement of DUA availability.
Income support for workers and the self-employed (including farmers) who lost work because of the disaster and don't qualify for regular unemployment.
Emergency Conservation Program
USDA / FSA ECP 🌾 Crops 🏪 Business
▼ ⏱ Sign up during the FSA-announced ECP enrollment window (counties open windows after damage).
Helps farmers and ranchers repair farmland damaged by a natural disaster — debris removal, fence repair, restoring conservation structures.
FEMA Individual Assistance
FEMA IA Needs declaration 🏠 Home
▼ ⏱ Apply within 60 days of the Presidential major-disaster declaration for your area.
Direct help for households when a major disaster is declared and your county is approved for Individual Assistance.
SBA Home & Personal Property Disaster Loan
SBA Home Loan Needs declaration 🏠 Home
▼ ⏱ Apply for physical-damage loans within ~60 days of the declaration.
Low-interest loans for homeowners and renters to repair or replace disaster-damaged real estate and personal property.
SBA Business Physical Disaster Loan
SBA Biz Physical Needs declaration 🏪 Business
▼ ⏱ Apply for physical-damage loans within ~60 days of the declaration.
Loans for businesses of any size (and most nonprofits) to repair or replace disaster-damaged property, inventory, and equipment.
Tree Assistance Program
USDA / FSA TAP 🌾 Crops
▼ ⏱ File within 90 days of the disaster event or when the loss is apparent.
For orchardists and nursery growers: replants or rehabilitates trees, bushes, and vines lost beyond normal mortality.
FSA Emergency Farm Loans
USDA / FSA EM Loan Needs declaration 🌾 Crops 🐄 Livestock 🏪 Business
▼ ⏱ Apply within 8 months (about 240 days) of the county's disaster designation date.
Low-interest recovery loans for farms in counties named in a Secretarial or Presidential disaster designation.
SBA Economic Injury Disaster Loan
SBA EIDL Needs declaration 🏪 Business
▼ ⏱ Apply for economic-injury loans within ~9 months (about 270 days) of the declaration.
Working-capital loans for small businesses, small ag co-ops, and nonprofits that lost revenue because of the disaster — even with no physical damage.
Curated reference data for constituent service — not legal, tax, or insurance advice . Deadlines and dollar caps vary by declaration and change over time; confirm with each agency.
